Tag Archives: regulatory burden

Dodging the Basel Bullet

Dodging the Basel Bullet

Planning under the new capital rules should start now for 2015 By Howard Schneider The great majority of community banks won’t be significantly affected by the final Basel III minimum capital rules adopted by U.S. regulators this summer, thanks mostly to effective industry advocacy by ICBA and its members. Community bankers submitted most of the […]

Regulatory Possibility

“The rule is, jam tomorrow and jam yesterday—but never jam today.” ―Lewis Carroll, “Alice’s Adventure in Wonderland” Did you hear about the Maryland community bank recently accused of discriminating against white males? The bank was given a fair lending violation for creating a loan program designed to help minorities and women obtain more affordable credit. […]

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