Tag Archives: mortgage lending

A Homebuyer’s Dream

A Homebuyer’s Dream

First Financial Bank’s Sherry Holden serves homebuyers of every means, even humble ones By Tam Harbert Sherry Holden remembers her first home-buying experience. She and her husband were buying a condo in the early 1980s, when inflation was raging and interest rates hovered around 14 percent. Holden thought they should try to get bond money, […]

Tuning the Mortgage Machinery

The CFPB makes progress adjusting its ‘qualified mortgage’ standard, but there’s more work to do By Karen Thomas It took nearly five months, but the Consumer Financial Protection Bureau has finished some important details for community banks in its final rule establishing ability-to-repay requirements for mortgage loans. Last month, the CFPB announced new amendments to […]

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