Tag Archives: Independent Banker

Washington Watch

Washington Watch

Expanded exemptions from credit risk retention standards proposed By Ann M. Grochala More than two years after releasing a proposal to ensure that securitizers retain an economic interest in the credit risk of the assets they securitize, financial regulators recently went back to the drawing board. In late August, regulators released a revised proposed qualified […]

Social Media Matters: What Is Social Success?

What Is Social Success? By Ann Chen Starting any type of marketing or communications campaign should include a measurement for success. But in a new space such as social media—what would those measurements be?

Membership Central

Advantages of classroom training By Steven Foley In today’s competitive banking environment, many CEOs and managers understand the value of a well-trained workforce. Yet, unfortunately, many continue to make the counterproductive decision to target professional development and training for budget cuts.

Lender Life

Fresh opportunities in export financing By Judith Sears Jimmy Stilley, vice president, commercial lending for OakStar Bank in Springfield, Mo., had never given much thought to international export financing. However, when a director of the $240 million-asset community bank referred a loan request from a manufacturer of high-tech industrial chicken coops looking to export to […]

Ready to Fly?

Consumer restlessness over megabank fees could be rising, again By Michael J. Blankenheim In a potential reprise of post-Wall Street crisis fury, consumer ire appears to be rising again over steeper, more frequent and seemingly arbitrary megabank fees, not to mention often persistently exasperating megabank service issues. According to a new survey by a bank […]

Bracing Your Balance Sheet

From loans to deposits to investment portfolios, it’s time to prepare for rising interest rates By Wade Oliver The FDIC defines interest rate risk as the potential for changes in interest rates to reduce a bank’s earnings or economic value. Too much interest rate risk can leave capital and earnings vulnerable, subjecting a bank to […]

Dodging the Basel Bullet

Planning under the new capital rules should start now for 2015 By Howard Schneider The great majority of community banks won’t be significantly affected by the final Basel III minimum capital rules adopted by U.S. regulators this summer, thanks mostly to effective industry advocacy by ICBA and its members. Community bankers submitted most of the […]

Best Compliance Practices

On-the-ground expert insights on common pitfalls and examination expectations By Karen Epper Hoffman The more regulations change, the more compliance burdens stay the same. For community banks, this is particularly true.

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