Washington Watch

ICBA outlines housing finance reform principles By Ron Haynie While Washington and much of the rest of the nation has been preoccupied with questions over the federal budget and debt ceiling, policymakers have nevertheless continued to move ahead on fundamental reforms to the housing finance system. With the House and Senate separately advancing vastly different […]

Membership Central

ICBA’s new cloud-computing program By Carol Patton Several years ago, a community banker from Maryland and an ICBA board member introduced Dan Clancy, ICBA’s executive vice president of services, to an outsourced software service framework called cloud computing.

Lender Life

Mobile apps for the mortgage lending process

Tech Talk

Where revenue stands in mobile’s business mobile

IT Chiefs to Top Boss

CIOs talk about bringing their expertise to executive suite By Ann Dee Allen Just as technology has rapidly evolved to encompass higher levels of complexity and sophistication, the role of chief information officer has expanded in kind. Community bank CIOs are now responsible for a wide variety of executive duties involving human resources and significant […]


Commercial cyber security services become a for-profit business By Susan Thomas Springer It takes more for a bank to be a trusted advisor than it used to, says J. Morgan Davis, president and chief banking officer with TowneBank, a $4.6 billion-asset community bank headquartered in Portsmouth, Va. Thanks to a partnership with a cyber security […]

The Coastal Bank

Educating businesses to defend against cyber attacks By Susan Thomas Springer The high-tech bank robber needs very little to cause big problems—all it takes is a computer and an Internet connection. The Coastal Bank in Savannah, Ga., is fighting against cyber thieves by arming its commercial customers with both the knowledge and the technology to […]

Oak View National Bank

Jumping big into cloud computing By William Atkinson Talk of cloud computing is seemingly everywhere in business today. ICBA’s Community Bank Technology Survey last year found that fewer than 5 percent of community banks outsource computing in a cloud processing environment. Cloud computing is a migration from owned or leased resources to shared hardware and […]

Sterling State Bank

Fingerprint identification for extra network protection By Katie Kuehner-Hebert Sterling State Bank in Rochester, Minn., doesn’t normally rush to adopt every newfangled technology that pops up. But when it comes to ensuring the security of the bank’s computer systems, the $297 million-asset community bank decided to take no chances.

City Bank Texas

Point-and-snap bill pay keeps mobile customers happy By Elizabeth Judd For some banking consumers, the most taxing part of paying a bill is snapping a photo of the payment coupon, and a little additional thumb twiddling. This spring, City Bank Texas introduced a bill payment app for its mobile banking customers. The Lubbock, Texas-based community […]