Tag Archives: ICBA

Dodging the Basel Bullet

Dodging the Basel Bullet

Planning under the new capital rules should start now for 2015 By Howard Schneider The great majority of community banks won’t be significantly affected by the final Basel III minimum capital rules adopted by U.S. regulators this summer, thanks mostly to effective industry advocacy by ICBA and its members. Community bankers submitted most of the […]

Best Compliance Practices

On-the-ground expert insights on common pitfalls and examination expectations By Karen Epper Hoffman The more regulations change, the more compliance burdens stay the same. For community banks, this is particularly true.

Drawing the Big Picture

Stepping back and taking stock of regulatory strengths and weaknesses By Karen Epper Hoffman In this compliance-heavy, post-financial crisis world, community banks should step back and take stock of their regulatory strengths and weaknesses. But how to begin and whom to involve? Experts weigh in.

In the Trenches

Three compliance captains report from the regulatory front lines Compliance officers are the lieutenants rallying and leading the troops on the regulatory front lines, sometimes under direct fire. ICBA Independent Banker touched base with three successful compliance officers across the country to see how they and their community banks are doing. With persistent hard work, […]

Payments Exchange

New Transaction Liability Court rulings underscore the need for layered security systems By Cary Whaley How does the reversal by the U.S. Court of Appeal for the First Circuit of PATCO v. People’s United affect your community bank’s corporate online services? It signals a trend by several courts to rule against banks that fail to […]

App Your Service

Three community bankers sketch their steps in successfully developing and launching mobile banking apps By Tam Harbert It’s no secret that smartphones are widely used: Just look around. Statistics support our everyday observations. More than half of all Americans use a smartphone, according to the Pew Research Center.

Traffic Report

Integrated teller and queue management systems that harness data for greater branch efficiencies By Jennifer J. Salopek Research has shown that branch transaction volumes have declined by 45 percent since 1992. Studies by Knowledge@Wharton, the industry research arm of the Wharton School of Business, have revealed that, as recently as 2011, 82 percent of consumers […]

Ready to Run

By Camden R. Fine Question: How long does it take for Congress to enact a new law? Answer:Much longer—and far shorter—than anyone can predict. The U.S. Senate is commonly referred to, sometimes deferentially and sometimes facetiously, as the world’s greatest deliberative body. The description springs from the seemingly boundless debating (and delaying) powers and prerogatives […]

What Makes a Social Influencer?

By Ann Chen This year, ICBA debuted a first-of-its-kind recognition of community banks that are outstanding social media influencers within our industry. The Top Community Bank Leaders in Social Media list (see pages 34 and 35) features community banks that go above and beyond in their social media efforts by fully incorporating those activities into […]

Clearing the Way

By Bill Loving As members of Congress head back to Washington this month from their summer recess, there’s something that should give them cleardirection on how they can help community banks prosper—it’s called The Community Lending Enhancement and Regulatory Relief Act of 2013 or CLEAR Act. With separate but similar versions introduced in the Senate […]

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