Tag Archives: ICBA

Conestoga Bank

Conestoga Bank

Expanding through video-enabled teller machines By Beth Mattson-Teig Conestoga Bank in Chesterfield, Pa., is proving that adopting the latest technologies isn’t just for the big banks. The $625 million-asset bank was one of the first community banks to debut video teller machines to its customers last year. The units have been so successful that the […]

City Bank Texas

Point-and-snap bill pay keeps mobile customers happy By Elizabeth Judd For some banking consumers, the most taxing part of paying a bill is snapping a photo of the payment coupon, and a little additional thumb twiddling. This spring, City Bank Texas introduced a bill payment app for its mobile banking customers. The Lubbock, Texas-based community […]

Washington Watch

Expanded exemptions from credit risk retention standards proposed By Ann M. Grochala More than two years after releasing a proposal to ensure that securitizers retain an economic interest in the credit risk of the assets they securitize, financial regulators recently went back to the drawing board. In late August, regulators released a revised proposed qualified […]

From the Top

Too-big-to-fail—telling the facts and figures By Bill Loving, Chairman of ICBA In my travels, I’ve confirmed that regardless of where you live, the lifeblood of each and every community is its community banker and his or her desire to make their community a better place to live and work. This means that, as community bankers, […]

Social Media Matters: What Is Social Success?

What Is Social Success? By Ann Chen Starting any type of marketing or communications campaign should include a measurement for success. But in a new space such as social media—what would those measurements be?

Membership Central

Advantages of classroom training By Steven Foley In today’s competitive banking environment, many CEOs and managers understand the value of a well-trained workforce. Yet, unfortunately, many continue to make the counterproductive decision to target professional development and training for budget cuts.

Ready to Fly?

Consumer restlessness over megabank fees could be rising, again By Michael J. Blankenheim In a potential reprise of post-Wall Street crisis fury, consumer ire appears to be rising again over steeper, more frequent and seemingly arbitrary megabank fees, not to mention often persistently exasperating megabank service issues. According to a new survey by a bank […]

Bracing Your Balance Sheet

From loans to deposits to investment portfolios, it’s time to prepare for rising interest rates By Wade Oliver The FDIC defines interest rate risk as the potential for changes in interest rates to reduce a bank’s earnings or economic value. Too much interest rate risk can leave capital and earnings vulnerable, subjecting a bank to […]

Greater Awareness, Greater Security

Q&A on cyber security with the OCC’s Valerie Abend By Valerie Abend The Office of the Comptroller of the Currency is working with community bankers to increase awareness about cyber threats. Valerie Abend, the OCC’s senior critical infrastructure officer, provides some insights on how community banks can prepare to defend against those increasing threats.

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