ICBA outlines housing finance reform principles By Ron Haynie While Washington and much of the rest of the nation has been preoccupied with questions over the federal budget and debt ceiling, policymakers have nevertheless continued to move ahead on fundamental reforms to the housing finance system. With the House and Senate separately advancing vastly different […]
ICBA’s new cloud-computing program By Carol Patton Several years ago, a community banker from Maryland and an ICBA board member introduced Dan Clancy, ICBA’s executive vice president of services, to an outsourced software service framework called cloud computing.
Expanding through video-enabled teller machines By Beth Mattson-Teig Conestoga Bank in Chesterfield, Pa., is proving that adopting the latest technologies isn’t just for the big banks. The $625 million-asset bank was one of the first community banks to debut video teller machines to its customers last year. The units have been so successful that the […]
Point-and-snap bill pay keeps mobile customers happy By Elizabeth Judd For some banking consumers, the most taxing part of paying a bill is snapping a photo of the payment coupon, and a little additional thumb twiddling. This spring, City Bank Texas introduced a bill payment app for its mobile banking customers. The Lubbock, Texas-based community […]
Expanded exemptions from credit risk retention standards proposed By Ann M. Grochala More than two years after releasing a proposal to ensure that securitizers retain an economic interest in the credit risk of the assets they securitize, financial regulators recently went back to the drawing board. In late August, regulators released a revised proposed qualified […]
Advantages of classroom training By Steven Foley In today’s competitive banking environment, many CEOs and managers understand the value of a well-trained workforce. Yet, unfortunately, many continue to make the counterproductive decision to target professional development and training for budget cuts.
Fresh opportunities in export financing By Judith Sears Jimmy Stilley, vice president, commercial lending for OakStar Bank in Springfield, Mo., had never given much thought to international export financing. However, when a director of the $240 million-asset community bank referred a loan request from a manufacturer of high-tech industrial chicken coops looking to export to […]