Tag Archives: Fine Points

Proportional Progress

Proportional Progress

By Camden R. Fine It’s a concept long but steadily in the making—proportionally tiered regulations for community banks. Conceived by ICBA more than two decades ago, tiered regulation was developed to provide relief to community banks saddled with woefully impractical Community Reinvestment Act regulations. The whole complex CRA regime was put in place to address […]

Regulatory Possibility

“The rule is, jam tomorrow and jam yesterday—but never jam today.” ―Lewis Carroll, “Alice’s Adventure in Wonderland” Did you hear about the Maryland community bank recently accused of discriminating against white males? The bank was given a fair lending violation for creating a loan program designed to help minorities and women obtain more affordable credit. […]

The Field Is Ours

OK, community bankers, it’s time for our industry to lace up our combat boots again and take the field together. We now face another monumental, must-win policy confrontation in Washington. This time Congress is taking a hard look at enacting further legislation to end too-big-to fail once and for all, and that’s great news for […]

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