Fine Points Oct 31st 2013 06:10pm on From the President & CEO, Industry Insight Fine Points Oct 31st 2013 06:10pm on From the President & CEO, Industry Insight Human, After All By Camden Fine So where are we all heading? Or to a more important point, what are we becoming? The answer lies in the upcoming generations.
Fine Points Sep 25th 2013 09:09pm on From the President & CEO, Industry Insight Preparing the next generation of industry leaders By Camden R. Fine, President and CEO of ICBA Have you planted a tree lately? With just a little attention early on, a seed or sapling can, once established, grow unaided into a mighty, towering tree. Before you know it, you’ll have created something magnificent—a legacy for the […]
Ready to Run Aug 30th 2013 12:08am on From the President & CEO By Camden R. Fine Question: How long does it take for Congress to enact a new law? Answer:Much longer—and far shorter—than anyone can predict. The U.S. Senate is commonly referred to, sometimes deferentially and sometimes facetiously, as the world’s greatest deliberative body. The description springs from the seemingly boundless debating (and delaying) powers and prerogatives […]
Proportional Progress Aug 01st 2013 02:08am on From the President & CEO By Camden R. Fine It’s a concept long but steadily in the making—proportionally tiered regulations for community banks. Conceived by ICBA more than two decades ago, tiered regulation was developed to provide relief to community banks saddled with woefully impractical Community Reinvestment Act regulations. The whole complex CRA regime was put in place to address […]
Regulatory Possibility Jul 01st 2013 03:07pm on From the President & CEO “The rule is, jam tomorrow and jam yesterday—but never jam today.” ―Lewis Carroll, “Alice’s Adventure in Wonderland” Did you hear about the Maryland community bank recently accused of discriminating against white males? The bank was given a fair lending violation for creating a loan program designed to help minorities and women obtain more affordable credit. […]
The Field Is Ours Jun 02nd 2013 04:06am on From the President & CEO OK, community bankers, it’s time for our industry to lace up our combat boots again and take the field together. We now face another monumental, must-win policy confrontation in Washington. This time Congress is taking a hard look at enacting further legislation to end too-big-to fail once and for all, and that’s great news for […]
Taming the Unruly Bulls Jun 01st 2013 09:06pm on Legislation With regulatory measures falling flat, Congress is taking the lead on ending too-big-to-fail, advancing legislative action to subdue Wall Street’s financial mega-institutions once and for all By Kelly Pike and Tim Cook Fed up with years of Wall Street’s perilous blundering and reckless shenanigans, increasingly impatient Washington policymakers are on tenterhooks to end too-big-to-fail once […]