Viewpoints articles

Portfolio Management

Municipal bond monitoring tools to satisfy regulators’ expectations By Jim Reber The requirements of the much-revered Dodd-Frank Wall Street Reform Act continue to be implemented into community bank operations. While there is still a lot of ground to cover, the law’s provisions that affect your bank’s investment portfolio appear to have been addressed by the […]

Washington Watch

After grassroots advocacy blitz, the CLEAR Relief Act gains momentum By Paul Merski With the 2014 session of the 113th Congress underway, ICBA and community bankers nationwide have put the industry in position to advance key regulatory relief legislation. Last fall, the association launched a grassroots blitz to build support for ICBA-advocated measures to secure […]

Vantage Point

Generational trends and automation shaping small-business lending By Michael Stefanick In a post-recession, highly-regulated financial environment, small businesses continue to fuel the U.S. economy, but make no mistake: A lot is changing in this dynamic sector. Factors such as the housing rebound, credit preferences, alternative funding schemes and aging workforce demographics are driving important shifts […]