Why blockchain still has potential for banks Nov 01st 2019 12:11am on Focus, Technology, Trends Why blockchain still has potential for banks Nov 01st 2019 12:11am on Focus, Technology, Trends Many financial institutions are looking to blockchain, the still-novel distributed ledger technology, as a means to create more efficient and less risky solutions to today’s—and tomorrow’s—challenges. By Karen Epper Hoffman It could be said that blockchain’s affiliation with cryptocurrency is both its greatest strength and its greatest weakness. But blockchain—a digital distributed ledger platform invented […]
Are your customers ready to bank by smartwatch? Nov 01st 2019 12:11am on Focus, Products & Services, Retail, Technology, Trends Smart wearable devices have been on the rise in recent years. While only some banking functions may translate to these tiny, albeit advanced, devices, some community banks have already made the jump to the smartwatch. By Katie Kuehner-Hebert More and more people are using smartwatches for everyday tasks while on the go, but how many […]
Could AI work at your community bank? Nov 01st 2019 12:11am on slide, Software, Technology, Trends No longer the stuff of science fiction, artificial intelligence and machine learning technology are now in use at community banks for a growing number of internal and customer-facing applications. By Karen Epper Hoffman • Illustrations by Mark Allen Miller Taking a page out of the show Black Mirror, coverage of today’s technology paints a picture […]
Libra: What it means for community banks Nov 01st 2019 12:11am on Advocacy, Membership, slide, Technology, Trends When the social media titan announced that it is developing its own cryptocurrency, it shook the financial industry. But what is Facebook planning? How is Libra structured differently than the thousands of previous cryptos? And what are policymakers saying about Facebook’s plan to expand into currency? By Colleen Morrison With 2.41 billion monthly active users, […]
Wealth management services that millennials want Oct 01st 2019 12:10am on Products & Services, Retail, slide, Technology, Trends As millennials near 30 or even 40, they’re becoming prime targets for financial planning and wealth management services. Here’s how some community banks are offering engaging wealth management services tailored to the needs of these digital natives. By Cheryl Winokur Munk Community banks realize that they need to attract millennials to thrive. That’s a given. […]
Independent Banker’s most innovative banks of 2019 Aug 01st 2019 12:08am on Banks, Business, Industry Insight, Lending, Products & Services, slide, Technology, Trends These five community banks are all making bold changes in different ways. They’re finding their own forms of pushing the envelope, whether it’s leading the charge in a new line of business or developing high-tech solutions that will benefit the entire community banking industry. What unites them is a willingness to think outside of the box. Based on nominations, here are five community banks that we think are leading the pack when it comes to innovation.
How community banks are innovating from the core Aug 01st 2019 12:08am on Banks, Industry Insight, slide, Software, Technology, Trends You’ll never keep up with the competition if you’re not innovating. Here, we look at how your community bank can pick up the pace, whether it’s with your existing core or with a disruptor.
Kevin Tweddle: What’s hot in fintech now? Jun 01st 2019 12:06am on Columns, Membership, Products/Services, Technology, Trends
What do fintechs say is next for the industry? Jun 01st 2019 12:06am on Industry Insight, People, slide, Technology, Trends Digital technology is causing seismic shifts in almost every industry, and banking is no exception. We asked the recent graduates of ICBA’s ThinkTECH Accelerator for their thoughts on fintech trends—and how community banks can get ahead.
How to make the most of your bank’s tech-buying budget May 01st 2019 12:05am on slide, Technology, Trends As technology budgets gradually rise to meet today’s digital challenges, community banks are finding that there are more and more demands on those dollars, from core system upgrades to emerging offerings. What can you do to make the most of your IT investment?
