The Ledger: A digital shake-up

Last year changed many Americans’ lifestyles, including how they spend their money. HootSuite’s annual review of U.S. digital and buying habits reveals how we’ve shifted our use of devices and what we use them to spend money on.

The Ledger: Breach detectors

Verizon’s annual report on U.S. data breaches in 2020 shows businesses’ data is increasingly being exposed by internal errors, but they’re discovering them much more quickly.

The Ledger: Planning compliance costs

Planning for the next year means looking back. A 2020 FDIC, Federal Reserve and Conference of State Bank Supervisors survey of community banks reveals how they’re planning for compliance and risk.

The recovery is on its way

More and more vaccines are entering the arms of Americans, and daily life and the economy are on the upswing.

The Ledger: Post-pandemic tech priorities

When the pandemic challenged in-person banking, many banks increased their use of digital channels. A Computer Services, Inc. survey found that most plan to continue to invest in this technology.

The Ledger: Thwarting elder financial abuse

Elder financial abuse robs older Americans of billions of dollars in money, property and other assets every year. As those safeguarding their customers’ finances, community bankers are key watchdogs for monitoring and preventing this abuse.

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The Ledger: Small businesses adapt

Data shows that the pandemic has caused small business owners to adopt new trends. Visa’s annual report reveals that they’re adapting to the times, with many optimistic for the future.

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The Ledger: The state of loan demand

This past year threw a wrench in the financial plans of countless businesses and consumers, causing many to search for temporary relief through a loan. A WalletHub analysis of search and internal credit report data shows where loan demand is centered.

The Ledger: Next-gen customers

An ICBA report on attracting Generation Z as customers found that they’re ambitious, mobile-first and in need of banking services.