General articles

Greater Awareness, Greater Security

Q&A on cyber security with the OCC’s Valerie Abend By Valerie Abend The Office of the Comptroller of the Currency is working with community bankers to increase awareness about cyber threats. Valerie Abend, the OCC’s senior critical infrastructure officer, provides some insights on how community banks can prepare to defend against those increasing threats.

Securing Company Data

Best practices to help business clients protect their data By Dale Dabbs Customers expect to feel protected by their banks, not only in terms of the safety of their investments, but when it comes to the security of the information they share. With the growing number of recent corporate data breaches (i.e., Twitter, LinkedIn, Evernote, […]

Ebb and Ebb

Drop in bond prices has not been uniform By Jim Reber This month’s column happily begins with not one, but two trite admonitions: “Be careful what you wish for—you just might get it.” And “those who do not learn from history are doomed to repeat it.”

Defense! Defense!

Portfolio investing with an eye on future interest rates By Jim Reber At the recently concluded National Basketball Association playoffs, home crowds could be heard chanting the familiar “Dee-fense! Dee-fense!” exhorting their heroes to throttle the opponent’s offense. Community bank portfolio managers can also employ this strategy, without inhibiting their ability to score. The technique […]

Driven to Distraction

Diversionary infections reflect a new devious style of cyberattack tactics By Tam Harbert Financial cyberattacks have been getting a lot of press lately. Starting last fall, a wave of distributed denial of service (DDOS) attacks hit several large American banks, crashing their servers and leaving online customers stranded. Many of these attacks were carried out […]

Since You Asked …

A compendium of recent portfolio-investment questions from community bankers By Jim Reber It pleases me greatly that so many of you have participated in our multifaceted education efforts. ICBA has built a solid reputation for delivering training that responds to community bankers’ needs, and the ICBA education department has seen fit to ask us to […]

Bottoms Up

Manage your community bank’s deposits for better margins By Jim Reber In the last year, this column has covered several investment topics in as much detail as they deserved, and possibly more so. We’ve talked about mortgage-backed security prepayments, callable agencies, municipals, SBA’s, interest rate risk and premium risk. Generally, I’ve recycled themes based on […]

Keeping Tabs on Data

Step No. 1 in securing data: know where it is By Tam Harbert It’s 10 p.m. Do you know where your data is? That’s a question many community banks may need help answering. Most banks conduct an IT audit on a regular basis to make sure their systems are secure. But a key to a […]

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