Payments Exchange Oct 29th 2014 12:10am on Commercial, Industry Insight, Operations & Management, Payments Exchange, Viewpoints Payments Exchange Oct 29th 2014 12:10am on Commercial, Industry Insight, Operations & Management, Payments Exchange, Viewpoints Making Micro Macro
Lender Life Sep 25th 2013 04:09pm on Commercial Fresh opportunities in export financing By Judith Sears Jimmy Stilley, vice president, commercial lending for OakStar Bank in Springfield, Mo., had never given much thought to international export financing. However, when a director of the $240 million-asset community bank referred a loan request from a manufacturer of high-tech industrial chicken coops looking to export to […]
Evaluating Loan Decisions Aug 30th 2013 01:08am on Commercial Outlining key commercial credit risk metrics and thresholds By Tim McPeak As most community bankers will tell you, their personal knowledge of their borrowers helps them to better understand the story behind the numbers they see on tax returns and other financial statements. Customers will also tell you how much they value the personal service […]
Back in the Market Jul 01st 2013 03:07pm on Commercial Top commercial real estate loan producers By Katie Kuehner-Hebert The trick to being a successful commercial real estate lender is knowing which customers can weather storms, staying clear of the riskier speculative ventures and being flexible on pricing and terms—but not underwriting. That’s what several of last year’s most-productive commercial real estate lenders report about […]
Discarding the ‘Dirt’ Jul 01st 2013 03:07pm on Commercial Top commercial loan producers By Katie Kuehner-Hebert It takes particular expertise to have success in pure commercial lending. That’s because with such commercial lending—often referred to as commercial and industrial lending—a bank cannot rely on real estate collateral—or “dirt” as one lender quips—if the loan sours. While many community bank loan portfolios are heavily collateralized […]
Small Seeds for Growth Jan 29th 2013 08:01pm on Commercial Microlending programs serve as greenhouses for Main Street businesses By Audrey Wright-Cipriano Microlending has existed for decades in impoverished third-world countries, but in the last few years, the concept has been gaining momentum in the United States. Symptoms of the recession—such as tightened commercial credit, diminished credit scores and the disillusioned unemployed who have decided […]
