Fishing for New Business in Washington State
Category: Lending
Reverse Trend
Though a specialty niche, reverse mortgages are meeting a growing, demographically driven financial need
What Goes Up …
Coping just fine, community banks in energy-producing regions manage the oil-price plunge By Howard Schneider Crude oil prices have dropped more than 50 percent from last July to this January, and they haven’t hovered this low since 2009. Yet community bankers serving the oil industry say they’ve been expecting a drop in the notoriously cyclical […]
Exceptions from the Norm
Considering policies and procedures for effective underwriting controls, including loan policy exceptions
Construction Controls
Ensuring thorough risk management policies for construction lending
Ready for New Rates
Positioning loan portfolios for the inevitable upturn in interest rates—whenever that might be
Wallet War
Apple Pay wasn’t the first consumer smartphone payments wallet to market
A Prevention Piece
Consumer compliance activities can be a foundation to overall data security efforts
Seeking Processing Power
Selecting a Mortgage Processing System
Fine-Tuning Decisions
Upcoming changes to credit-scoring models could boost the borrowing ability of more consumer