Mortgage articles

A Homebuyer’s Dream

First Financial Bank’s Sherry Holden serves homebuyers of every means, even humble ones By Tam Harbert Sherry Holden remembers her first home-buying experience. She and her husband were buying a condo in the early 1980s, when inflation was raging and interest rates hovered around 14 percent. Holden thought they should try to get bond money, […]

Turning Houses into Homes

Top residential mortgages producers By Howard Schneider Community banks specializing in residential mortgage lending are working hard to remain competitive in today’s highly regulated marketplace. Typically these banks are portfolio lenders that can adapt underwriting guidelines and closing procedures in ways other institutions can’t. Such flexibility makes them unique and helps ensure their continued success.

Another Mortgage Access Option

FHLBanks offer sometimes-overlooked options to access secondary mortgage market lending By David Fisher Much of the discussion on Capitol Hill with policymakers working to reform the housing finance system has centered on bringing private capital back to the mortgage markets. Currently, housing finance is dominated by a handful of large institutions in the origination process […]

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