Community banks meet a need for rural mortgages Jun 01st 2020 12:06am on Focus, Lending, Mortgage Community banks meet a need for rural mortgages Jun 01st 2020 12:06am on Focus, Lending, Mortgage With community banks providing the only physical banking locations in nearly one in five U.S. counties, they meet a critical need for mortgage borrowers while also helping to stem rural flight. By Bridget McCrea The numbers don’t lie: Community banks provide rural homebuyers with vital access to credit. According to the Brookings Institution, community banks […]
ICBA’s best-performing community banks May 01st 2020 08:05am on Agriculture, Banks, Business, Consumer, Industry Insight, Lending, Mortgage, slide Our annual list of the year’s top-performing community banks boasts institutions that focus on efficiency and the personal service that builds strong, lasting relationships. Their success last year has set them up to ride out this year’s storm. Less Than $300 Million By William Atkinson State Bank of Wheaton stays lean and green Drew Donnelly, […]
Preventing and detecting mortgage fraud Apr 01st 2020 12:04am on Consumer, Focus, Lending, Mortgage, Regulation & Compliance Many compliance functions are needed to detect mortgage fraud, from FACTA and FCRA to the SAFE Act. Here’s a look at the requirements. By Mary Thorson-Wright Mortgage fraud criminals scheme to separate people from their money (fraud for profit) or to obtain housing (fraud for property). The FBI, which routinely investigates incidents of fraud, defines […]
What does 2020 have in store for lending? Jan 01st 2020 12:01am on Business, Focus, Lending, Mortgage Varying interest rates and a mixed outlook for the economy kept community bankers on their toes over the past year, but what can they expect lending to look like this year? By Beth Mattson-Teig Community bankers are trying to read the tea leaves on expectations for lending activity in the coming year in the wake […]
Introducing Property Fingerprint | The future of data collection in the home valuation industry Nov 22nd 2019 02:11pm on Experts, Lending, Mortgage, Sponsored, Sponsored Content SPONSORED | Learn how your bank can use advanced technology to ensure greater transparency, granularity, speed, consistency and credibility on every home valuation.
How to keep mortgage lending personal Aug 01st 2019 12:08am on Focus, Lending, Mortgage Taking out a mortgage is often the biggest financial decision someone will ever make. That makes it the perfect opportunity for community banks to demonstrate the value of the relationship banking model.
7 tips for keeping credit risk low Jul 01st 2019 12:07am on Focus, Lending, Mortgage How to manage credit risk and avoid the consequences of a re-emerging subprime market.
New to digital lending? Try HELOCs Jun 01st 2019 12:06am on Focus, Lending, Mortgage, Software, Technology Projected growth and innovations in the HELOC market make it a proving ground for community banks looking to test the waters of digital lending solutions.
How banks are streamlining the mortgage experience Apr 01st 2019 12:04am on Banks, Focus, Industry Insight, Lending, Mortgage, Software, Technology More and more homebuyers, many of them internet-savvy young professionals, are depending on digital services to purchase a home. While some community banks have relied on third-party vendors to create such software to attract these new customers, others are innovating on their own.
Jim Reber: Mining for mortgages Jan 01st 2019 12:01am on Columns, Lending, Mortgage, Portfolio Management Small differences in details can affect MBS performance.
