Business articles

COVID-19’s ripple effect on lending

The COVID-19 pandemic has reshaped daily life, including how community banks and their business customers interact. It’s precisely because of the crucial role they play in their communities that community banks have stepped up to aid customers, provide financial relief and continue to make loans during this uncertain time.  By Beth Mattson-Teig Community bankers are […]

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504 loans could help your business customers. Here’s how

While not the most popular SBA loan program, 504 loans may offer an attractive financing option for both new and seasoned small business customers. They’re another tool in community banks’ toolbox for fostering small businesses’ success, at a time when they need support more than ever. By Beth Mattson-Teig The Small Business Administration’s 504 Loan […]

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ICBA’s best-performing community banks

Our annual list of the year’s top-performing community banks boasts institutions that focus on efficiency and the personal service that builds strong, lasting relationships. Their success last year has set them up to ride out this year’s storm. Less Than $300 Million By William Atkinson State Bank of Wheaton stays lean and green Drew Donnelly, […]

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Banks that found their niche lending markets

Technology has blurred community banks’ geographic borders for some lending niches—but for others, face-to-face remains the gold standard. These community banks know one size doesn’t always fit all. By Katie Kuehner-Hebert The gold standard for community banks is finding a lucrative lending niche, but how do you decide which delivery channels are best for which […]

What does 2020 have in store for lending?

Varying interest rates and a mixed outlook for the economy kept community bankers on their toes over the past year, but what can they expect lending to look like this year? By Beth Mattson-Teig Community bankers are trying to read the tea leaves on expectations for lending activity in the coming year in the wake […]

Twin City Bank: A leader in banking cannabis

Twin City Bank in Longview, Wash., has been serving marijuana-related businesses for more than five years, making it a veteran in such a new—and quickly growing—industry. By Katie Kuehner-Hebert Name: Twin City Bank Assets: $58 million Location: Longview, Wash. Twin City Bank in Longview, Wash., has been banking marijuana-related businesses (MRBs), also referred to as cannabis-related […]

Could hemp be your bank’s next lending market?

The 2018 farm bill opened the floodgates for banks looking to service hemp growers and businesses. But there are still decisions that state and federal regulators, as well as community banks and producers, need to make regarding this market. By Katie Kuehner-Hebert While Congress debates whether banks can serve cannabis-related businesses, the federal government is now […]

Community banks are still in limbo on cannabis

For financial institutions, banking cannabis-related businesses remains in legal purgatory due to conflicting state and federal laws. But some banks are making the business case for banking these customers before federal protections are put in place. By Judith Sears Conflicting federal and state laws are keeping the banking of cannabis-related businesses (CRBs) in limbo. As […]

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