Lending articles

Is CRE lending bouncing back?

Commercial real estate lenders had a stellar year in 2019, but the pandemic hurt that momentum. According to experts and the latest data, however, some sectors of the CRE lending market are beginning to move full steam ahead, and deposit-laden community banks, like Cadence Bank, are primed to fulfill that demand.

What young borrowers want in the loan journey

Younger borrowers have different expectations when it comes to how they bank and do business. The needs of these digital-first customers are leading some community banks to prioritize digital loan processes that make the loan journey more efficient.

President and CEO Joanne Rau of Chelsea State Bank poses with customer Jerry Bridges, his dog, and the community bank’s Mark Burmis, and Steve Saules

Will recreational lending grow past the pandemic?

Many community banks and their dealership customers saw rising demand for recreational loans as consumers, including many first-time buyers, looked to boats, RVs and other vehicles for an escape during the pandemic. Experts say this sector will remain strong this year and beyond.