From the Chairman articles

From the Top

Telling our holiday story year round By Bill Loving Like so many of my community banker brethren, I simply love the holidays. It’s a time for family, friends and all-around good cheer. At Pendleton Community Bank, we deck the halls and everywhere else in between. We love to show our holiday spirit and show our […]

From the Top

Mobile is real and really here to stay By Bill Loving As a community banker, my customers always come first. And just like all community bankers, I make decisions based on what will be best for my customers. That’s because what’s best for my customers and community, in the end, is best for my bank. […]

From the Top

Too-big-to-fail—telling the facts and figures By Bill Loving, Chairman of ICBA In my travels, I’ve confirmed that regardless of where you live, the lifeblood of each and every community is its community banker and his or her desire to make their community a better place to live and work. This means that, as community bankers, […]

Clearing the Way

By Bill Loving As members of Congress head back to Washington this month from their summer recess, there’s something that should give them cleardirection on how they can help community banks prosper—it’s called The Community Lending Enhancement and Regulatory Relief Act of 2013 or CLEAR Act. With separate but similar versions introduced in the Senate […]

Power in Numbers

By Bill Loving You’ve heard the saying, “there’s power in numbers,” and in the world of community banking, that statement sums it all up. Whether you’re talking about the fact that community banks operate more than 53,000 locations nationwide and employ nearly 700,000 Americans; or whether you hear that community banks hold $3.4 trillion in […]


Our Mighty Engine

By Bill Loving No one would argue that Washington has taken notice of our industry’s impressive advocacy achievements over the years. No longer can anyone doubt today that community bankers are a powerful force to be reckoned with in our nation’s capital. So when hundreds of community bankers storm Capitol Hill each spring during ICBA’s […]


Fight for What’s Right

By Bill Loving As a community banker in West Virginia, I would hope the furthest thing from my mind would be Wall Street. Like all community bankers, I’ve got plenty of other things to keep me busy—meeting with local customers and small-business owners, lending within my community of Franklin, W.Va., conferring with employees of the […]