Industry Insight articles

Kevin Tweddle: 5 retail banking predictions for 2020

Kevin Tweddle: 5 retail banking predictions for 2020

The beginning of the new year is the perfect time to look ahead to the future of community banking. While forecasting the future is a tricky business, I enjoy the annual practice of making predictions for the year ahead with an eye toward how community banks can leverage technology to improve the customer experience. Here […]

Jim Reber: Hiding in plain sight

Here’s what you may have missed in recent yield curve shifts. By Jim Reber, ICBA Securities Tell me if you’ve heard this before: the yield curve was inverted for much of 2019. This is kind of like stating that Harry Truman defeated Thomas Dewey for president in 1948. You’d be correct, but just barely, which […]

Community Bank CEO Outlook 2020: How your peers plan to grow

Independent Banker’s Community Bank CEO Outlook survey asked community bank leaders how they plan to grow their institutions this year. The results of this year’s survey reveal what community bankers have planned for 2020, from adopting new technology to growing deposits. By Kelly Pike, Illustrations by Edu Fuentes Ask any self-help guru, and they’ll tell […]

A CRA partnership case study

Under the Community Reinvestment Act (CRA), partnerships between minority- and majority-owned banks can prove beneficial for all parties. Here’s how two banks came together to leverage each other’s resources and get CRA credit in the process. By Cheryl Winokur Munk In 2017, $20 billion-asset BancorpSouth Bank in Tupelo, Miss., invested $8.5 million of capital in […]

Are de novos making a comeback?

After the recession, de novo applications slowed to a trickle. But as successful de novos have upped the ante in raising capital, adopting innovation, hiring talent and finding their niche in the industry, that trend appears to be reversing. By Karen Epper Hoffman Walt Disney once said, “The way to get started is to quit talking […]

ICBA LIVE speaker Alison Levine on reaching your peak

Alison Levine, a general session speaker at ICBA LIVE 2020, has dedicated her life to sharing the lessons she’s learned while reaching the tallest, and often most dangerous, points on the planet. By Eric Best Near the top of Mount Everest, a single step requires at least five breaths. The desolate peak’s freezing temperatures—even in the […]