Q&A: The OCC’s Joseph Otting

As the 31st comptroller of the currency at the OCC, former banker Joseph Otting is tasked with ensuring the safety and soundness of the federal banking system. Here, he talks about regulatory challenges, the potential fintech banking charter and what he sees as the path forward for community banks. In your view, what banking policies […]

Small-business smarts

In our first Small-Business Smarts column, we ask if it is possible to succeed in, and even grow, small-business lending despite the sometimes heavy regulatory burden. The community banks we spoke to could offer some lessons to those feeling the strain.

Cybersecurity Risk Assessment

According to the CEO of enterprise risk specialist Ncontracts, cybersecurity risk assessments aren’t just an exercise in compliance. Besides the obvious benefits to data security, they can save your community bank time and money.