The people we employ embody our banks, and the personal relationships our teams forge with our customers make us unique in the industry and keep our customers returning.

While we can’t predict what the future holds, we can continue to shape the narrative with our customers and potential customers.

Our approach to service is not about checking something off the list for today. It’s about making incremental positive change over time.

Unlike our credit union counterparts, we pay taxes, and those tax dollars are spent at home to ensure our communities grow.

When I consider what I love about community banking, I get a clear visual: overlapping concentric circles with one common center. Each circle represents an element of your impact on communities, including people, culture, economic growth, personal and professional development, and more. But in the center of everything lies the human connection.

After a very challenging 2020, I encourage you and your loved ones to end the year strong and fill up with hope for what 2021 may bring.