Industry Insight articles

Rebeca Romero Rainey: Take pride in the work we do

Rebeca Romero Rainey: Take pride in the work we do

“While community banks could certainly benefit from the tax advantages credit unions have, we flourish despite them.” There’s something about September that inspires a focus on priorities. Maybe it’s a throwback to back-to-school, or perhaps I’m gearing up for the switch of seasons. But come September, I spend some time reflecting on where I stand […]

Preston Kennedy: You can’t afford not to be a member

“The value of ICBA membership extends beyond dollars and cents.” Over my 40-plus years as a community banker, I have developed countless budgets, and they still come down to this fundamental principle: We must efficiently allocate our limited resources. Take ICBA membership. When I first became the CEO of a community bank 25 years ago, I […]

Meet the winners of ICBA’s 2019 National Community Bank Service Awards

ICBA’s 2019 National Community Bank Service Award winners didn’t blink when their communities faced challenges. Whether they’re helping their community recover from devastating forest fires, investing in first responders or even spreading financial education, these community banks are rolling up their sleeves and improving their communities. Grand National Winner Golden Valley Bank Assets: $350 million […]

Kevin Tweddle: How to pick a winning fintech partner

By Kevin Tweddle, ICBA Partnerships between fintechs and banks are accelerating, which is positive news for community banks. Strategic fintech partnerships can give community banks a competitive advantage, strengthen the customer experience and, ultimately, improve the customer relationship. Community banks have a keen sense of banking and the regulatory environment, and they have a strong […]

How Texas banks are catching skimmers

A group of Texas financial institutions is teaming up with law enforcement to crack down on rampant card skimming in the area. Their fraud prevention efforts, which included boosting new anti-skimming laws, started at a community bank. By Katie Kuehner-Hebert When Ken Hartley became the bank security officer of $2.6 billion-asset Texas Bank and Trust […]

Greg Massey: Conscious capitalism

“Free enterprise capitalism is the most powerful system for social cooperation and human progress ever conceived. It is one of the most compelling ideas we humans have ever had. But we can aspire to even more.” These words come from the credo of Conscious Capitalism, a way of thinking that recognizes the enormous potential of […]

Why your bank should be budgeting for the big picture

Your community bank’s strategic plan often takes things like innovation, growth and succession planning into account, but does the budget? How can your bank plan for these often unpredictable expenses in its budgeting process? Experts say it requires doing your homework, reassessing your budget more frequently and, yes, accepting some risk. By Kelly Pike • […]

Jim Reber: Shop talk, part three

Our conversation with a community banker continues. By Jim Reber, ICBA Securities “Jim Reber speaking.” “Hi, Jim, this is Charlie Brown with Community Trust Bank. How are you?” “Hi, Charlie, I’m fine! How are things at the bank?” “I hope I’m not jinxing us, but it’s hard to imagine things going better. We keep getting these […]

Out of Office: Casey Ryan

The senior vice president and regional manager of $1.2 billion-asset Riverview Community Bank in Vancouver, Wash., moonlights as the mayor of Troutdale, Ore., a position that puts his years as a local business leader to good use. The city needed some leadership, and it needed somebody who was outside of the political world to step […]