Industry Insight articles

Kevin Tweddle: The many paths to innovation

Kevin Tweddle: The many paths to innovation

By Kevin Tweddle, ICBA I often tell people there isn’t one right path to innovation. A number of factors, including a community bank’s business objectives, available resources and customer base, all factor into its decision to pursue or forgo a technology solution. ICBA’s ThinkTech Accelerator program, which connects early stage fintechs with community banks, is […]

Jim Reber: Marked improvement

Falling rates mean higher bond prices. Be careful with that. By Jim Reber, ICBA Securities As this year has progressed and the mindset of fixed-income buyers nationally and globally has changed direction and picked up momentum, the reckoning in some cases seems flatly erroneous. Here are a few tidbits: Austria’s 100-year bond, issued in 2017 […]

Rebeca Romero Rainey: Embrace the opportunity

“A plethora of new digital payments offerings now must factor into business strategies.” As Winston Churchill said, “To improve is to change; to be perfect is to change often.” That sentiment rings true for digital payments. Today, community bankers hold a place at the digital payments table, both as drivers of change and as witnesses to […]

Preston Kennedy: We need to innovate, even when we’re unsure

“We are creating a new world, one in which financial technology grows to meet and exceed customer expectations.” This summer, we celebrated the 50th anniversary of the lunar landing. Half a century ago, we blasted into space and landed on the moon—powered by calculations completed on chalkboards and measured with slide rulers! Back then, technology hadn’t […]

Out of Office: Piotrek Buciarski

The vice president and corporate business development officer of $460 million-asset Summit Bank in Eugene, Ore., is a former pole vaulter and professional athlete who represented Denmark at the 2004 Olympics in Athens. Sports are in my blood. My father, Wojciech Buciarski, was a two-time Olympic pole vaulter. He held the Polish national record for […]

Preston Kennedy: Our regulatory successes

“I look forward to the compliance and regulatory achievements to come.” Back in the 1980s in my home state of Louisiana, we were faced with a lending crisis that coincided with an oil bust, real estate declines and bank closings. Regulators took a hardline approach back then, which led to very contentious relationships. But that […]