Industry Insight articles

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Charles Potts: The future of community banking

Charles Potts: The future of community banking

By Charles Potts, ICBA The speed and rapid nature of fintech entering the community bank space brings with it opportunities for community banks to create innovative ways to flourish in their markets. That’s why it’s imperative that community banks think strategically about how to create best-of-breed services and solutions for their unique market demands, in […]

ICBA’s 2020/21 executive committee: The future’s bright

The 2020/21 ICBA executive committee is chock-full of experienced, ambitious and inspired community bankers. From reining in credit unions to championing the SAFE Banking Act, they’ll be leading the charge this year to make sure community banks can flourish. We asked them about their priorities—and what they’d be if they weren’t community bankers. By Molly […]

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Jim Reber: To the corner office

The bond portfolio fires back a reply to the community bank president. Read last month’s column. By Jim Reber, ICBA Securities Dear Community Bank President, Thank you for your kind letter this past month. It has been a crazy four weeks, which has delayed my response, so I appreciate your understanding. In fact, one of […]

Alfredo Jacobo

Out of Office: Alfredo Jacobo

The senior vice president and audit director of the more than $2 billion-asset Midwest BankCentre in St. Louis, Mo., was an Olympic swimmer, having competed in the 2000 Games in Sydney. He now coaches youth sports. I competed in the men’s 100-meter breaststroke, representing Mexico in the 2000 Olympics. With training in any sport, you […]

Noah Wilcox

Noah Wilcox: This industry is in my blood

“As a fourth-generation community banker, this industry is in my blood. It’s not just what I do; it’s part of who I am.” It couldn’t be more fitting that I’m penning my first column as chairman during Community Banking Month. As a fourth-generation community banker, this industry is in my blood. It’s not just what […]


Kevin Tweddle: Meet Charles Potts

By Kevin Tweddle, ICBA Our ThinkTECH Accelerator and ThinkTECH Network started with a blank piece of paper and a conversation about community bank innovation. Those initial seeds took root, and today, ICBA is on the second iteration of this highly successful program. It boasts participants from around the world and an expansive reach that has […]

Noah Wilcox

How Noah Wilcox fell in love with community banking

Despite being born into a family of community bankers, it took time for Noah Wilcox of Grand Rapids State Bank and Minnesota Lakes Bank to embrace the industry. But after discovering the impact community banks can have on their customers’ lives, he was a convert. Today, ICBA’s incoming chairman is all in on the community […]


Jim Reber: Dear bond portfolio…

A community bank CEO addresses the bond portfolio. By Jim Reber, ICBA Securities Dear Security Inventory, Since we’ve finally gotten 2019 closed, the auditors are out of here (yay!) and the shareholders meeting is behind us, I thought it was time to catch up with you. I realize senior management has given you scant attention […]