The keys to success in SBA lending May 01st 2018 12:05am on Business, Departments & Columns, Focus, Lender Life, Lending The keys to success in SBA lending May 01st 2018 12:05am on Business, Departments & Columns, Focus, Lender Life, Lending Community banks of all sizes can succeed in SBA lending. The key is to understand the program’s unique characteristics—and to be willing to become an expert.
Three steps to CECL compliance May 01st 2018 12:05am on Compliance Corner, Departments & Columns, Focus, General, Regulation & Compliance Deadlines to implement the Current Expected Credit Loss (CECL) standard begin for some banks in 2020. While preparations can be daunting, accountants and community bankers alike say following certain steps can make the process more manageable.
How to make compliance management work for you May 01st 2018 12:05am on Compliance Corner, Departments & Columns, Focus, General, Regulation & Compliance Compliance keeping is the regulatory sister to housekeeping. What are the key elements to keeping compliance, and what must community banks do to manage it effectively?
How could regtech ease the compliance burden? Apr 02nd 2018 12:04am on Compliance Corner, Departments & Columns, Focus, General, Regulation / Compliance Community banks are increasingly turning to regulatory technology to help them be more efficient and effective in their compliance efforts. By Karen Epper Hoffman With the industry abuzz about all things fintech, it can be easy to forget that technology is being applied to support and streamline banking efforts in compliance as well as retail…
Two approaches to overdrawn accounts Apr 02nd 2018 12:04am on Compliance Corner, Departments & Columns, Focus, General, Regulation & Compliance What community bankers should know about overdraft and sweep account rules. By Mary Thorson Wright When a customer makes a transaction that overdraws their bank deposit account without a corresponding overdraft plan, they are, in essence, asking the bank for an unsecured loan. Community banks can and do return overdrawn payments—a practice that can be…
The bank that’s just for kids Apr 02nd 2018 12:04am on Departments & Columns, Indie Banker, slide President and CEO Richard Martinez Jr. shares how Young Americans Bank is empowering young people to live the American dream. By Andrea Lahouze In Denver, Young Americans Bank has a curious differentiating factor: It is the only bank in the world that exclusively serves customers ages 21 and younger. It all began in the mind…
Blue Gate Bank: California’s first post-recession de novo Feb 27th 2018 12:02am on Departments & Columns, Indie Banker, Sponsored Content As a founding member of Blue Gate Bank, director of banking Chris Walsh shares how California’s first post-recession recession de novo became a reality.
International Finance Bank: At home abroad Feb 26th 2018 02:02pm on Departments & Columns, Main Street Focus Both U.S. and Latin American clients call International Finance Bank in Miami their hometown bank. President and CEO Jose Cueto tells us about how the bank serves its diverse community.
How Flagship Bank Minnesota’s Andy Schornack rose from intern to president and CEO in the turmoil of the Great Recession Jan 30th 2018 12:01am on Departments & Columns, Focus, Indie Banker During one of the most turbulent decades in recent economic history, Flagship Bank Minnesota’s Andy Schornack rose through the ranks from community bank intern to president and CEO with a steadfast belief in happy employees and extraordinary customer service.
