Columns articles

Kevin Tweddle: 2019 hits and misses

Kevin Tweddle: 2019 hits and misses

By Kevin Tweddle, ICBA At the beginning of the year, I made several predictions about the innovation trends 2019 would bring. Some came true, while others fell short. As the year draws to a close, let’s circle back to those trends and examine how the community bank landscape is evolving as we all plan for […]

Lindsay LaNore: A new spin on training

By Lindsay LaNore, ICBA Professional development programs are vital to the health of a community bank, and the new year is a great time to revisit training opportunities. Before this year ends, take a close look at what your bank is doing to offer an employee experience that includes dynamic learning opportunities. According to the 2019 […]

Jim Reber: Echoes of holidays past

Year-end is a good time to reflect on past investment performance. By Jim Reber, ICBA Securities The investment portfolio, as a component of a community bank’s overall franchise, is in some respects like your cousin’s husband—Mike, in my case. You know he’ll always be around for important events, doesn’t make much of a fuss and, […]

Rebeca Romero Rainey: In it for the long haul

From millions in assessment credits to federal protections for banking cannabis-related businesses, ICBA is focused on winning significant, long-term victories in Washington. By Rebeca Romero Rainey, ICBA With 2019 coming to a close, it’s a good time to reflect on what the community banking industry achieved this year in the advocacy arena—and what remains to […]

Preston Kennedy: ‘Tis the season of giving

“’Tis the season of giving, and no institution exemplifies that holiday spirit more than a community bank.” ’Tis the season of giving, and no institution exemplifies that holiday spirit more than a community bank. For example, for more than a decade, my bank has hosted a Veterans Day flag-raising ceremony. We started it to draw […]

Kevin Tweddle: The many paths to innovation

By Kevin Tweddle, ICBA I often tell people there isn’t one right path to innovation. A number of factors, including a community bank’s business objectives, available resources and customer base, all factor into its decision to pursue or forgo a technology solution. ICBA’s ThinkTech Accelerator program, which connects early stage fintechs with community banks, is […]

Lindsay LaNore: Ripping off the Band-Aid

By Lindsay LaNore, ICBA Regardless of the job you do, there are times when you realize that you’ve delayed starting a task, finishing a project or just plain moving ahead. It happens for so many reasons. But often, when you sit back and look at all the scenarios in which you have found yourself on […]

Jim Reber: Marked improvement

Falling rates mean higher bond prices. Be careful with that. By Jim Reber, ICBA Securities As this year has progressed and the mindset of fixed-income buyers nationally and globally has changed direction and picked up momentum, the reckoning in some cases seems flatly erroneous. Here are a few tidbits: Austria’s 100-year bond, issued in 2017 […]

Noah Yosif: Do they know they’re tax exempt?

An ICBA study uncovers how the credit union tax exemption has become unfair to legitimate for-profit financial institutions, credit union members, tax authorities and taxpayers. By Noah Yosif, ICBA For years, community bankers have argued that tax-exempt credit unions have moved far beyond their mandate to serve people of modest means. Now, a new ICBA […]