General articles

ICBA ThinkTECH Accelerator finalists

The fintechs building community bank innovation

The early stage fintechs from this year’s ICBA ThinkTECH Accelerator have a message for community bankers: Together, there’s no innovation or technology that isn’t possible with the right strategy in place. We asked the accelerator alumni to share their thoughts on what you need to know about fintech—and how to best work with companies like […]

How could regtech ease the compliance burden?

Community banks are increasingly turning to regulatory technology to help them be more efficient and effective in their compliance efforts. By Karen Epper Hoffman With the industry abuzz about all things fintech, it can be easy to forget that technology is being applied to support and streamline banking efforts in compliance as well as retail […]

Two approaches to overdrawn accounts

What community bankers should know about overdraft and sweep account rules. By Mary Thorson Wright When a customer makes a transaction that overdraws their bank deposit account without a corresponding overdraft plan, they are, in essence, asking the bank for an unsecured loan. Community banks can and do return overdrawn payments—a practice that can be […]

Chris Lorence: Money isn’t everything

It’s opportunities that really matter. By Chris Lorence With the recent reductions in business taxes, many community banks are evaluating their employee pay scales. Some have already increased hourly rates for nonexempt staff and given salary increases to many exempt staff as a result. The increase in wages will certainly provide a shot in the […]

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