ICBA stands at the ready to protect the franchise value of the nation’s community banks and develop tools to empower them to speak up and be heard.
Category: Advocacy
Michael Emancipator: The case against the Section 1071 proposal
The CFPB’s proposed rule to implement Section 1071 would add a burdensome and costly reporting requirement onto all community bank small business lenders.
Are banks taking advantage of the CECL extension?
The CARES Act extended the CECL implementation deadline for many larger community banks until the end of the COVID-19 pandemic. Community bankers tell us that while the extension is welcome, they’re already down the road to implementation.
Strategies for finding the diverse board members you need
Today’s community banks need to have both eyes on the future, and that can mean looking outside of familiar business circles for potential board members. Here are some strategies for finding diverse board members who can help your bank adapt to changing customer demands.
Why community banks form charitable foundations
Supporting local causes and charities is a core differentiator of community banks. To that end, some community banks have elected to form foundations to be lasting stewards of their charitable contributions.
Deborah Matthews Phillips: At the forefront of payments advocacy
The country’s payments environment is on the precipice of major changes, and ICBA is on the forefront of that change. ICBA is working to ensure a level playing field with these key payments issues.
Ponce Bank serves the underserved
Ponce Bank has brought banking services to minority neighborhoods in the Bronx and greater New York City for more than six decades with a clear focus on community investment.
The banks serving active duty personnel
Community banks operate on a majority of the country’s military installations. Given their selfless service, active-duty personnel rely on community banks that understand their unique needs.
Overcoming banking hurdles for Native American customers
Native American customers living on tribal lands have historically been redlined and ignored by the mainstream financial system. Native-owned community banks have been there to serve these communities by providing critical access to banking services and credit.
Aaron Stetter: Pushing back against postal banking
ICBA is fighting a flawed proposal that would have the U.S. Postal Service enter the banking industry.