Advocacy & Policy articles

Noah Yosif: Do they know they’re tax exempt?

Noah Yosif: Do they know they’re tax exempt?

An ICBA study uncovers how the credit union tax exemption has become unfair to legitimate for-profit financial institutions, credit union members, tax authorities and taxpayers. By Noah Yosif, ICBA For years, community bankers have argued that tax-exempt credit unions have moved far beyond their mandate to serve people of modest means. Now, a new ICBA […]

Jim Reber: Tug of war

Rate volatility can work to your community bank’s advantage. By Jim Reber, ICBA Securities Whew. In just the nine months between November 2018 and July 2019, the bond market witnessed these events: Both a hike (Dec. 19) and a cut (July 31) to overnight benchmark rates An inversion of the yield curve between one and […]

How Texas banks are catching skimmers

A group of Texas financial institutions is teaming up with law enforcement to crack down on rampant card skimming in the area. Their fraud prevention efforts, which included boosting new anti-skimming laws, started at a community bank. By Katie Kuehner-Hebert When Ken Hartley became the bank security officer of $2.6 billion-asset Texas Bank and Trust […]

ICBA: Pushing ahead on BSA reform

Several potential Bank Secrecy Act-related bills may make their way through Congress this session, bringing much-needed reform for community banks. By Chip Bartlett and Lilly Thomas, ICBA Several potential Bank Secrecy Act-related bills may make their way through Congress this session, bringing much-needed reform for community banks. With summer over and Congress back in session, […]

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