A Loan So Good, Borrowers Can’t Stop Talking About It

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A loan is a loan is a loan, right? Well, not so much since the Kasasa Loan has come into the picture. Why? Because the Kasasa Loan®  is the only auto and personal loan that gives borrowers the flexibility and control of Take-BacksTM — where consumers can pay ahead to reduce debt, and still access those extra funds if they need them. It also offers the transparency they crave through an award-winning dashboard that allows them to better understand and manage their debt in real time. And with the Kasasa Loan, borrowers are realizing they want more from their loan…much more.


In fact, 98% of consumers would refinance existing debt at the same rate to get a Kasasa Loan®.* 


Listen to what borrowers are saying about how the Kasasa Loan gives them more control, transparency, and flexibility over their debt:


“There was a pandemic spreading across our nation, peoples’ hours were cut, jobs were lost, and panic was spreading. But I had this reserve of paid-ahead payments on my loans that I was able to access (through Take-Back). I was able to provide for my family and make sure that our bills were taken care of amidst all the chaos and uncertainty.” – Shea, LA 


“I had a 3-month-old baby and we were homeless at one point. I used my Take-Back to put a down payment on an apartment.” – Savana, IL 


Also, hear how much borrowers love their loan. Have you ever heard someone say they love their loan? 


“Love my bank for helping and offering this loan for me! I LOVE MY KASASA!!!!” – Jennifer, ME


“I love this loan. It has allowed me to plan my finances in a way I never thought possible!” – Greg, TX


“Kasasa Loan has helped me in so many positive ways. It has an app that is very easy to use and very convenient with easy-to-use technology. It also does not have any hidden fees and is pretty straight forward. I would absolutely recommend to a friend!” – Kendryck, SC


The benefits don’t stop with the borrowers.

Borrowers aren’t the only ones who love the Kasasa Loan. Community banks are singing its praises as well.


Without changing credit criteria or increasing marketing investment, institutions that offer the Kasasa Loan as their primary loan see:



  • 70 NPS (likelihood to recommend to a friend).
  • Younger average borrower age (42 vs 48).


Those numbers are the result of powerful loan product and marketing strategy that includes our Lifecycle Marketing Program — an automated cross-sell program that identifies existing consumers who are paying debt elsewhere and helps bring that debt to you. The program also cross-sells existing consumers who don’t currently have a loan.


A loan that works for everyone.

Borrowers and banks alike are experiencing the Kasasa Loan difference. From major life challenges being aided by Take-Backs to extraordinary increases in loans per borrower for financial institutions, this is a win-win all around.


*2017 Kasasa consumer study


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