Once again, using a loans-to-assets ratio for 2015 call report data, ICBA developed the following four listings to identify the most recent top loan producers among ICBA member community banks. The listings involve these four loan categories for banks within three asset sizes:
Top 75 Consumer and Mortgage Loan Producers
Community banks with less than $500 million in assets
Community banks with $500 million to $1 billion in assets
Community banks with $1 billion or more in assets
The top 150 overall industry loan producers represent ICBA member community banks with the highest percentage of overall loans by dollar value to their total assets. The top 75 specialty lenders are community banks with the highest percentage of loans by dollar value in the corresponding loan category—commercial loans (including commercial real estate loans); consumer loans (including residential mortgage loans); and agricultural loans—to their overall assets. (The consumer-mortgage loans-to-assets ratio does not include mortgages originated but sold into the secondary market.)
The community banks recognized in the listings were ICBA members in 2015 and earned a Kroll Bond Rating Agency rating of their financial condition of C or higher.