Trends articles

Avoiding API security issues

Increasingly, application programming interfaces are the engines driving online and mobile banking innovation. But what are the security considerations of this more open approach to financial services?

What AI can do for your community bank

Artificial intelligence is here.
And as consumers begin to expect more from their Echos than travel and weather, banks sense an opportunity. The good news? Shrinking costs will soon put this smart technology within reach of community banks of all sizes.

Goodbye, paper?

Digital mortgage options are on the rise. Here’s how community banks are (or could be) capitalizing on them. By Beth Mattson-Teig You order a pizza and pay bills from your phone. Why not complete a home mortgage from your phone, too? The traditional paper loan process can be cumbersome for both the bank and the customer,

Timeline: 180 years of banking technology

A look at the history of retail banking technology—and where it’s going. By Elizabeth Judd ■ Illustrations by Miles Donovan Almost all advances in retail banking within the past century or two owe their existence to a leap forward in technology. Think about the ATM, which amazed the world when it appeared in a London

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