Commercial/Business articles

Dodd-Frank changes are easing mortgage lender headaches

Dodd-Frank changes are easing mortgage lender headaches

For eight years, provisions of the Dodd-Frank Act have made offering home mortgages more difficult and time-consuming. But those rules are changing, creating more opportunity and competition for community banks in the mortgage market.

Pricing for the Duration

Done efficiently, pricing commercial credits on cash flow expectations rather than loan terms sometimes provides a winning margin By Katie Kuehner-Hebert For many community banks, net interest margins are in the basement. Pricing competition for loans has been remarkably tough for years, particularly for commercial loans. “Community banks are throwing their hands up in the

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