Lending articles

Solving the mortgage refinancing puzzle

Solving the mortgage refinancing puzzle

It’s mortgage season once again—and it could be a good time to help customers examine their refinancing options. What are the considerations for both borrower and bank? By Katie Kuehner-Hebert Interest rates are set to move higher again this year, which means mortgage rates are also likely to rise. Banks that make mortgages should take

The community bank as community college

Providing financial education to your small-business customers can improve the health of their companies—and yours, too. By William Atkinson Most community banks make it a priority to lend money to local people starting and building businesses, but new research suggests that, if they really want to help these businesses grow, they should also focus on

Goodbye, paper?

Digital mortgage options are on the rise. Here’s how community banks are (or could be) capitalizing on them. By Beth Mattson-Teig You order a pizza and pay bills from your phone. Why not complete a home mortgage from your phone, too? The traditional paper loan process can be cumbersome for both the bank and the customer,

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