Lender Life articles

Solving the mortgage refinancing puzzle

It’s mortgage season once again—and it could be a good time to help customers examine their refinancing options. What are the considerations for both borrower and bank? By Katie Kuehner-Hebert Interest rates are set to move higher again this year, which means mortgage rates are also likely to rise. Banks that make mortgages should take

The community bank as community college

Providing financial education to your small-business customers can improve the health of their companies—and yours, too. By William Atkinson Most community banks make it a priority to lend money to local people starting and building businesses, but new research suggests that, if they really want to help these businesses grow, they should also focus on

Chris Lorence: Money isn’t everything

It’s opportunities that really matter. By Chris Lorence With the recent reductions in business taxes, many community banks are evaluating their employee pay scales. Some have already increased hourly rates for nonexempt staff and given salary increases to many exempt staff as a result. The increase in wages will certainly provide a shot in the

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