Industry Insight articles

The Field Is Ours

OK, community bankers, it’s time for our industry to lace up our combat boots again and take the field together. We now face another monumental, must-win policy confrontation in Washington. This time Congress is taking a hard look at enacting further legislation to end too-big-to fail once and for all, and that’s great news for

hs_Tim_Zimmerman

Our Mighty Engine

By Bill Loving No one would argue that Washington has taken notice of our industry’s impressive advocacy achievements over the years. No longer can anyone doubt today that community bankers are a powerful force to be reckoned with in our nation’s capital. So when hundreds of community bankers storm Capitol Hill each spring during ICBA’s

15 minutes with … Deena Gisholt

V.P., Branch Manager and Commercial Relationship Manager Of the $177 Million-Asset Oregon Pacific Bank in Florence, Ore. IB: Tells us about Oregon Pacific Bank? Gisholt: Oregon Pacific Bank is a strong advocate of government-guaranteed lending programs. We actively use the USDA’s Rural Development and Farm Service Agency and the state of Oregon’s programs to guarantee

Next Generation Advocacy

A young David Mason learned a life lesson at ICBA’s advocacy summits: Washington’s policymakers really are listening By Tim Cook At age 31, David Mason is almost an old hand at Washington advocacy for community banking. He participated in ICBA’s Washington Policy Summit the last two years, joining hundreds of other community bankers across the country

15 min With … Mark A. Zaback

President and CEO of the $230 Million-Asset Jonah Bank of Wyoming, in Casper, Wyo. IB: Tell me about Jonah Bank of Wyoming. What’s your market like? Zaback: Jonah Bank opened in 2006 as a de novo. We have three locations, two in Casper and one in the state capital, Cheyenne. Natural resources drive the economy

15 min with … Mark A. Zaback

President and CEO of the $230 Million-Asset Jonah Bank of Wyoming, in Casper, Wyo. <strong>IB: Tell me about Jonah Bank of Wyoming. What’s your market like?</strong> <strong>Zaback:</strong> Jonah Bank opened in 2006 as a de novo. We have three locations, two in Casper and one in the state capital, Cheyenne. Natural resources drive the economy

Cause and Manifold Effects

By Camden R. Fine, President and CEO of ICBA Consider it a modern Newtonian banking principle of action and overreaction. For every arrogant, boneheaded or downright abusive misdeed by a megabank that’s uncovered, count on a disproportionately excessive and convoluted response from Washington, D.C. Though driven by manmade institutions rather than nature’s forces, this phenomenon

hs_Tim_Zimmerman

Fight for What’s Right

By Bill Loving As a community banker in West Virginia, I would hope the furthest thing from my mind would be Wall Street. Like all community bankers, I’ve got plenty of other things to keep me busy—meeting with local customers and small-business owners, lending within my community of Franklin, W.Va., conferring with employees of the

Informed Decisions

Data analysis drives right-product, right-price, right-time strategies By Shazia Manus Community banks know their customers better than the larger banks against which they compete. This comes from a longstanding tradition of over-and-above service and the building of personal relationships whenever possible. However, as consumer preferences evolve and as customers spend far more hours driving by

15 min with … Megan Clubb

President and CEO of the $519 Million-Asset Baker Boyer Bank in Walla Walla, Wash. IB: Tell us about your community bank’s marketplace. Clubb: We are headquartered in Walla Walla, in southeastern Washington. The Walla Walla valley is a highly productive farming area. It’s also home to three colleges. Tourism is a growing part of the

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