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How Community Banks Can Modernize Their Tech Stack

Due in part to AI, technology and security risks are rapidly evolving, pushing community banks to think about technology planning beyond the traditional budget cycle. Several community banks told us how they’re balancing technology adoption, timing and investment priorities.
Payments & TechCores Hardware and Software
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Branch Transformation in Community Banking Breaks Down Without Operational Alignment

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PaymentsPayments & Tech

New Federal Focus Could Reinvigorate Community Banks’ Role in the Mortgage Market

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LendingConsumer and Mortgage

Something’s Feasting on Your Tech Budget. The Playbook Starves It.

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GrowthRevenue and Expenses

Winning in the Hybrid Monetary Era

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Digital BankingBanking

Columns

Innovation Station

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Portfolio Management

By Jim Reber

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Advocacy

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Community Bank AI Security Readiness Guide

By By Anjelica Dortch

CybersecurityAdvocacy

How to Advocate for the Industry During the August Recess

Grassroots ActionAdvocacy

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How ICBA is Fighting Fraud Through Advocacy

FraudAdvocacy

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Payments & Tech

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Driving Community Prosperity with Reciprocal Deposits

Retail Banking Digital Banking

How New Nacha Rules Help Fight ACH Fraud

By <���< href="/w/katie-kuehner-hebert">Katie Kuehner-Hebert href="/w/katie-kuehner-hebert">Katie Kuehner-Hebert


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In Community Bankers' Own Words

“Given the industry loss rates, you have to be more cautious on ensuring your restaurant clients have the appropriate collateral and cash flow from other sources to assist them in assuming [their] debt service payments can be made and that they can make principal payments.”

David Saber

David Saber

CEO, Park State Bank

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Compliance & Risk

Fraud Moves Fast. Are You Keeping Up?

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FraudCompliance & Risk

Free IT Assessment for Banks—Limited-Time Offer

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SecurityCompliance & Risk

1025 Fannie Mae 2k

FHFA Updates Enable Faster, Fairer Mortgages

Compliance & RiskInsights

1025 Ponce Bank 2k

Fighting Fraud with Tech and Training

Compliance & RiskFeatures

Growth

Illustration by Peter Greenwood

Beyond the Rate Race: Bank Deposit Growth Strategies

Digital BankingGrowth

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Optionality Risk: What Bank Portfolio Managers Need to Know

GrowthInvestment and Insurance

Something’s Feasting on Your Tech Budget. The Playbook Starves It.

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GrowthRevenue and Expenses

Jennifer Harris of Mercantile Bank leads the community bank’s human capital management offering, MercForce.

Behind Mercantile Bank's Payroll and HR Solution

GrowthCommercial Banking

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People

A.J. King, shown here in Montana with his dog, Luna, has been fly fishing for half a century. | Photo: Kelly Fitzgerald

A.J. King: Reeling With Joy

CulturePeople

Photo by Tim King

Alice P. Frazier: The Lasting Community Bank Legacy

CulturePeople

Ulster Savings Bank in Kingston, New York, celebrates its 175th anniversary this year. From left: MaryRose Warcholak, SVP, business development officer; Bill Calderara, president and CEO; John Jeffreys, commercial lines account manager; Richard Jeffreys, CFP, financial advisor. | Photo by Saumya Rai

Community Banks Celebrating 100- to 175-Year Milestones

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Gateway Bank’s Volunteer Day program gives a paid day off to each employee for volunteering. | Photo courtesy of Gateway Bank

Gateway Bank's Gateway Gives Community Program

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FDIC, OCC propose CRA reforms with modernized thresholds

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Fed, FDIC propose Reg O updates

August 03, 2026 | ICBA NewsWatch Today   Federal Reserve Credit Cards FDIC Regulation O - Loans to Insiders Regulatory Relief 



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